Attending Physician Statement Summary in US
The life insurance application procedure at Draft n Craft is meant to be as simple as possible. Getting a life insurance quotation or filling out an online application takes only a few minutes, particularly if you already know how much life insurance coverage you require and what type of life insurance you want.
If you’re looking for medically underwritten life insurance, you may be required to take an in-person medical exam, which lasts around 30 minutes and may be completed in the comfort of your own home.
Isn’t it fantastic?
Yes, in the vast majority of situations.
However, the procedure might become a little more tricky at times. An Attending Physician Statement may be requested if a life insurance company has any doubts regarding the medical information you submitted in your application or during your medical exam (APS). This statement is intended to confirm or elaborate on your present state of health or a specific medical condition, as well as to offer information about any long-term health concerns that may influence your life insurance policy.
Draft n Craft provides a comprehensive variety of medical and legal services. Each of our services has proven to be a valuable resource for speedy case evaluations at any level of the legal process. Our services are provided by a team of doctors and paramedical professionals. We provide an Attending Physician Statement Summary in US that includes a set of questions for a physician to answer. An APS is one of the most commonly requested extra sources of medical background information in conventional underwriting.
An Attending Physician Statement must be prepared by a doctor who knows you personally to be successful – your insurer or agency will contact you to obtain information from a physician who has either treated you in the past or is currently treating you.
For insurance companies, Draft n Craft creates well-structured, rational, and sequential Attending Physician Statement (APS) Summaries. Our summaries record the applicants’ health concerns to calculate their risk threshold. Finally, the APS aids an insurer in better understanding your medical history and present medical condition. This allows them to assess your application accurately and manage their risks.
If a life insurance company determines that further information regarding your health is required before issuing you a policy, they may seek a physician’s statement to further examine the case. Your life insurance company will not need you to give an extra APS if they are pleased with the medical information provided in your life insurance application and/or your in-person medical exam.